Borrowers

Avoid high interest and extreme penalties

Why Borrow From Us?

WE SAVE YOU HUNDREDS OF DOLLARS

For a $1000 loan due in a month, the average borrower pays $775 in fees.  We charge only $120 in fees – and we let you repay the loan in 12 months.

How It Works

1. Apply Online

Go to our application page and find your region. You can also find your employer. Then fill out our application!

2. Get Funding

Pending employment verification (24-48 hours), and your signature, your loan will be deposited into your checking account in 2 business days.

3. Repayment

Loans are automatically paid through your paycheck.

Terms

- Loans from $550 to $1000
- Payback period is 12 months
- 18% interest; $20 administrative fee

Perks

No credit history or collateral needed
No prepayment penalties
Free financial counseling available

Requirements

  • Minimum age to apply is 18
  • Checking Account
  • Driver License or passport number
  • Social Security Number

"It's easy! My credit score is rising"

Candace M. Fort Wayne, Indiana

"When you fall on hard times, the program really does help"

Susie S. Fort Wayne, Indiana

"This says to our employees, we care not only about your physical health and your mental health, we also care about your family's financial health."

Angie M. Lutheran Social Services